Veteran's Affairs Program

What is a VA Loan?

VA home loans are for veterans, service members and spouses. It allows these people to purchase a home with little to no down payment and they are able to get a competitive interest rate.

Reasons to Get a VA Loan vs. Others

• 0% down payment.
• Credit scores as low as 550 may be accepted.
• Credit scores as low as 600 accepted for manufactured housing.
• Lowest interest rates available for qualifying borrowers.
• No monthly private mortgage insurance (PMI).
• Available for purchase or cash-out refinance.
• Streamline refinance (IRRRL) with no appraisal and minimum documentation (current VA loans only).